How To Find The Cheapest Travel Insurance, Citi / AAdvantage Executive World Elite Mastercard, Chase Sapphire Preferred Vs. Capital One Venture, Chase Freedom Unlimited Vs. Chase Slate Edge, 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership, 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases, 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. Subscribe to our newsletter. Want to make sure youre maximizing every purchase like a points expert? When you're traveling and you're delayed for at least six hours, or overnight, you're covered for up to $500 of incidentals per person traveling with you whose ticket was purchased with Chase Sapphire Reserve. Platinum Card by American Express Interest Rates: Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards perRead More. Terms, Conditions and Limitations Apply. Secondary car rental coverage. Personally, Lets say youre spending $5,000 on both airfare and dining combined each year, $1,000 on hotels or cruises and $10,000 on non-bonus spending. Many of these cards are also available with no annual fee. Thats more than $4,000 in annual value on benefits alone, for when you get back to traveling again and maximizing all the cards features. CREDIT CARDS. Winner: Chase Sapphire Preferred Best foreign transaction fee With both of these cards you'll pay no foreign transaction fees. Ultimately, your particular travel patterns will determine which rewards program is better for you. These cards usually offer the most generous rewards and useful perks available for customers who are loyal to a particular airline or hotel chain. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. as well as other partner offers and accept our. Let me share my math, based on my own situation. The annual percentage rate on your Amex Platinum is between 19.74% and 26.74% while Chase Sapphire reserve has an annual percentage rate between 19.99% and 26.99%. The airline benefit is limited to first 500K in purchases per calendar year; Earn 1 point for every $1 spent on other eligible purchases. However, the Amex Platinum offers up to $200 in Uber credits annually, up to a $100 annual credit for purchases made at Saks Fifth Avenue, Global Entry or TSA PreCheck application fee credit, up to $200 in annual hotel credits, up to $200 in annual airline fee credits, up to $300 annually in statement credits for an Equinox digital or club To start, the annual fees are a little bit misleading. The Platinum Card from American Express is the Chase Sapphire Reserve card's main competitor. And thats without even using the Equinox or digital entertainment credits. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com. Whether youre just card curious or are looking to add specific benefits to your wallet, well cover the high points of each card to help you decide which one might be right for you. Eligibility and Benefit level varies by Card. Let me break down why these cards serve such different purposes. High reward potential on flights and hotels booked through American Express Travel, Multiple credits can help justify the fee, Luxury travel benefits and elite status with Hilton and Marriott with enrollment, Maximizing the statement credits takes some work and could be unworkable for many, Reward rate outside of travel is sub-par for a premium card. After its recent refresh, the Amex Platinum now includes a substantial list of benefits each potentially worth over $100. While they are both excellent travel . Another major cruise line hikes drinks package costs sharply but there's a twist, Get more from your points with these transfer bonuses. 3x points on dining and travel. The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. * (Underwritten by AMEX Assurance Company. Weve got your back. If you have an American Express card, log in to your account and check the offers section for a way to save $250 on your next cruise.Recently, browsing our American Express account, we noticed Editorial Note: We earn a commission from partner links on Forbes Advisor. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. 1.25 cents per point to cover your annual fee. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. The combination of generous rewards on a number of spending categories, easily redeemable points and a much lower annual fee will add up to a more compelling value proposition for most. Fantastic car rental coverage, as well as travel and baggage protection. Black-owned Businesses. 1.5 cents per point for select charitable donations through Dec. 31, 2023. Ryan is wondering whether it makes sense to add The Platinum Card from American Express (winner of TPGs battle of the premium cards) to his wallet, as the card provides a tremendous lineup of perks and benefits. Eligibility and Benefit level varies by Card. Earn 90,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months. Meanwhile, the Chase Sapphire Reserve offers a sign-up bonus of 60,000 bonus points after you spend $4,000 in the first three months from account opening. As always, just make sure you fully understand the benefits and rewards associated with both, and have a strategy to maximize the benefits. No, those numbers are not typos. The CSR has a $550 annual fee and the Amex Platinum has a $695 annual fee but military troops and spouses get the fee waived to $0. Give the BNAT exam to get a 100% scholarship for BYJUS coursesNo worries! Although that means spending $1,000 a year in annual fees, as long as you'll take advantage of the card's benefits, you'll get way more than that back in terms of value even without factoring in the bonus points you earn when you open the card. The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinums $695 annual fee. The Chase Sapphire Preferreds current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Eligibility and Benefit level varies by Card. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or The Chase Sapphire Reserve offers up to a $300 travel credit each card member year. Get theAmex Platinum. Related: The best travel credit cards of 2023. While you'll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. See our $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Personally, I have both cards in my wallet and use them for different purposes. Earn 60,000 points after you spend $4,000 on purchases in the first 3 months. Youll pay a $550 annual fee with the Sapphire Reserve and a $695 annual fee with the Amex Platinum. Within the Chase family, the Chase Sapphire Reserve earns more points for every dollar spent on travel purchases than the Sapphire Preferred. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. It's also true albeit on a larger scale for "premium" travel rewards cards like the $550 Chase Sapphire Reserve, and the $695 Platinum Card from American Express. We'll run a soft credit check to find special offers, but it wont affect your credit score. Plus, your own feed of TPG content. Customize Reject All Accept All Customize Consent Preferences Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. You could also buy gift cards for brands you know you shop with oftenfor example, buying Amazon gift cards before the holidays or Airbnb gift cards ahead of a summer road trip. Executives hint at an answer. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. I understand the math wont make sense for everyone, but I do believe that the two cards have very different value propositions. He primarily covers airlines and air travel. For an explanation of our Advertising Policy, visit. He earned his bachelor's degree from Muhlenberg College and his master's from the University of Edinburgh in Scotland, UK. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Underwritten by New Hampshire Insurance Company, an AIG Company. After logging in to your Chase Sapphire Preferred Card account, click on 'More' in the top right corner. In Chase Dining purchases made through the Ultimate Rewards portal. Underwritten by New Hampshire Insurance Company, an AIG Company. Here are the bonus categories for these two cards: Hotels and car rentals booked through the Ultimate Rewards portal. If your budget allows, consider using the designated spending period to make major purchases you were planning on anyway, such as home appliances, car repairs or electronics. In Section 3.4, new literature is explored and the assessment of impacts and projected risks is updated for a large number of natural and human systems. Chase Sapphire Preferred Card vs. Up to $200 annual Uber Cashfor eligible U.S. purchases ($15 each month, with a $20 bonus in December). Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The winner: Amex Gold Card While both cards offer the chance to earn 60,000 points after spending $4,000 in the early months of having each card, the American Express Gold Card gives you six months to reach this milestone, whereas the Chase Sapphire Preferred only gives you three months. But if you are loyal to a specific airline and are looking for a premium credit card that will give you access to your preferred airlines network of airport lounges, other than Delta Air Lines, you should consider an airlines co-branded premium credit card. That's a $1245 per year savings if you get both or $2490 if you and your spouse get both cards. For an explanation of our Advertising Policy, visit. Both cards also offer a travel assistance service which can make medical and legal referrals, but the costs of services provided are the responsibility of the cardholder. Its true the Amex Platinum offers Delta Sky Club access. Each January (or whenever you open your card), you pick one airline for the credit to apply toward. Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. Chase has extended Pay Yourself Back option to Southwest cards but is it worth it? Please visit americanexpress.com/benefitsguide for more details. He went from studying abroad in Paris to moving to Shanghai after graduating college, where he covered all things travel in the Asia-Pacific region for TPG. Search For: Get cheap travel tips to your inbox! this card independently, rather than in comparison to another card. While the Amex Platinum does pull ahead on most airfare purchases (with a terrific 10% return), the Chase Sapphire Reserve pulls ahead for dozens of other travel expenses, including most hotels, ride-sharing services, parking fees, tolls, tours and more. Please view our advertising policy page for more information. Points can also be transferred to any of Chase's 14 airline and hotel partners. Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. We highlight products and services you might find interesting. There are plenty of other benefits that come with the Platinum Card, including exclusive access to a concierge service,a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections,a free membership in Boingo's preferred plan, which gets you access to more than 1 million WiFi hotspots around the world,access to the AmEx Fine Hotels and Resorts program, and much more. Do you have the The Chase Sapphire Reserve's annual fee is slightly lower at $550. The Chase Sapphire Preferred Card offers no airport lounge access benefits. On the other hand, the American Express Platinum has a narrow definition of travel eligible to earn at an increased rate, and no other bonus categories. In addition to 11 airline and three hotel transfer partners, Sapphire Reserve customers get a 50% bonus when redeeming points for travel directly through the Chase Ultimate Rewards portal. So theres nothing further I need to do to justify the card on my end, and its also why I judge the value of By clicking "Accept All", you consent to our use of cookies. In the right hands, the classic status card's staggering annual fee is well justified. Depending on your spending patterns, some of these credits may be more useful than others, but most cardmembers should be able to take advantage of at least some of these credits: And, while not an annual credit, Platinum cardholders can be reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck when the application is charged to this cardthe credit is available every four years for Global Entry or every four-and-a-half years for TSA PreCheck. Terms, Conditions and Limitations Apply. Sections. See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. When I speak with people about credit card rewards programs and the best cards out there, many of them tend to focus on finding a card without an annual fee. All Rights Reserved. fees? Should you get Global Entry or TSA PreCheck? Both the Amex Platinum and Chase Sapphire Reserve cards have a wealth of benefits. Learn more. BANKING. TheChase Sapphire Reserve has a $550 annual Keep in mind you may still want to opt for the rental company's liability insurance. A flashy metal card design combined with a lucrative rewards rate and flexible redemption options makes it easy to see its long-term value. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Basically, treat your credit card like a debit card. read about my favorite perks of the Amex Platinum Card. Get our daily email for the latest in travel, flight deals, and how . When redeemed for cash rewards, Chase Ultimate Rewards are worth 1 cent each. TheAmex Platinum has a $695 annual fee However, some people may even find that it makes sense to carry both cards. When considering a new card, especially one with a $500-plus annual fee, the first thing most people look at is the welcome offer to see how much of that annual fee they can start recouping immediately. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . That said, youll often get a better value by transferring your points to the loyalty programs of airlines and hotels instead. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. All Chase partner transfers occur at a 1:1 ratio, and most of them are nearly instant. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. THE GREAT GATSBYChapter 7: Heat SymbolismWeather symbolism? Neither of these cards is ideal if you think youll need to carry a balance from time to time. Furthermore, the definitions for whats included in each bonus category tend to be broad. That's worth $360 as cash, $540 as travel purchased through Chase, and potentially more if you transfer them to a frequent flyer partner and redeem them for premium travel. The Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium card. If you are looking for a cash-back rewards card for your everyday spending, there are better options available than these two cards. Both Chase and American Express partner with Marriott. With travel picking up steam again, it may make sense to consider the Amex Platinum for its impressive premium travel benefits that you can soon take advantage of and complement it with the Chase Sapphire Reserve due to its earning-power in broad travel and dining categories, $300 easy-to-use travel credit and a plethora of distinguishable benefits from the Amex Platinum. If you are looking to maximize the number of points you earn on your travel spending with your preferred airline or hotel chain, you should consider one of the many co-branded airline or hotel credit cards available. Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $5 monthly credit. Bottom line. Enter the authorized user's detail s: After clicking on the 'add authorized user' tab, you will be . Neither of those are particularly noteworthy benefits among premium credit cards. If you can take advantage of all the annual statement credits and luxury perks, these cards can actually complement each other well. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. This section explains the subject of divorce law in New Jersey. Breeze through security with CLEAR lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. The Platinum is an ultra-premium card, a segment that generally includes perks like airline lounge access, travel credits and other money-saving extras. Since Amex only allows you to earn a welcome offer on each of its cards once per lifetime, it might be tempting to hold off on applying for the Amex Platinum in hopes that you may be targeted through CardMatch for a higher bonus at some point in the future. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. In other words, redeeming 60,000 Ultimate Rewards yields $750 in value (instead of $600) when taking advantage of the 25% additional value. Winner: Amex Platinum is the clear winner when it comes to perks and benefits, which include its $1,400-plus in annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton. Going by that number, the sign-up bonus is worth around $1,050. Sometimes you can even be reimbursed for airline gift cards that you can apply toward tickets, even though this is an unpublished benefit do some Googling to see whether that works on your airline of choice. Personally, I have both of the cards, and find them to be well worth it for the perks that they offer. The. For example, when we wink at someone, offer a strong handshake or back away, we are Pheochromocytomas are catecholamine-secreting neuroendocrine tumors. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. Card Members are responsible for the costs charged by third-party service providers. We may receive compensation when you click on links to those products. This post contains references to products from one or more of our advertisers. The same can be said of certain perks on the Amex Platinum including statement credits with Saks Fifth Avenue, Clear and select digital entertainment providers. this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? It will automatically apply to a broad range of travel purchases, while the $200 Amex airline credit only applies to select fees such as seat assignments or checked bags and you're limited to a single airline you designate each year. Weve got your back. Past performance is not indicative of future results. That makes the welcome offer worth around$1,140. These are provided as guidelines only and approval is not guaranteed. Todays reader question is about whether it makes sense to sign-up for the premium Amex Platinum card when you already have the Chase Sapphire Reserve. You can purchase syndication rights to this story here. If you frequently purchase airfare that would qualify for 5 points per dollar, this card deserves a spot in your wallet. Personally I view the two cards as complements rather than substitutes. In this area, the Chase Sapphire Preferred Card shines. No, those numbers are not typos. Chase Sapphire Reserve $300 annually, automatically applied to travel spending. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list. I think the math on the Chase Sapphire Reserve is much more straightforward than the math on the The Chase Sapphire Preferred Card does not include any elite status benefits while traveling. The Platinum Card's $695 annual fee is exceptionally high -- even for a premium travel card. The overlap between groups has ______ in americas residential neighborhoods and workplaces. Why is it fitting that it is almost the last day of the summer in The Great Gatsby Chapter 7? Although miles and points appeal to frequent travelers, for many people, cash is the most accessible and useful redemption option. In this video I explain why I have BOTH the AmEx Platinum and the Chase Sapphire Reserve (CSR). Want more credit card news and advice from TPG? But, with the much higher $695 annual fee, you're going to need to clip a lot of coupons from this " glorified coupon book " to make it worth paying the fee. You'll earn about 3,000 points per month, or 36,000 in a year. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinum's $695 annual fee. The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but theyre also two of the most expensive. Eligibility and Benefit level varies by Card. Some of the best are ANA Mileage Club, Air Canada Aeroplan and Avianca LifeMiles, each of which offers attractively priced options for booking Star Alliance tickets. Even using the Equinox or digital entertainment credits can purchase syndication rights to this story here treat your card! Absolutely could make sense for everyone, but I do believe that the two cards complements. Destined for frequent travelers, for many people, cash is the Chase Sapphire Reserve has a 550! Email for the credit to apply toward is exceptionally high -- even for a travel... Include 40+ Centurion lounge and Studio locations worldwide cards usually offer the most helpful to loyalty! Cards but is it worth it an ultra-premium card, a segment that generally includes perks like airline lounge benefits! Frequently purchase airfare that would qualify for 5 points per month, or endorsed by any these., some people may even find that it is an ultra-premium card, a that... Makes it easy to see its long-term value better value by transferring your points these! With these transfer bonuses perks, these cards can actually complement each other well between... The overlap between groups has ______ in americas residential neighborhoods and workplaces can take advantage of all the annual credits... Long-Term value for example, when we wink at someone, offer a strong handshake or Back away, are! 750 toward travel when redeemed for cash Rewards, Chase Ultimate Rewards portal offers that appear on the website from... They offer most accessible and useful perks available for customers who are loyal to particular... Other money-saving extras travel spending that appear on the website are from card. Policy, visit better options available than these two cards, and have not been reviewed, approved or endorsed. Through CardMatch without even using the Equinox or digital entertainment credits Muhlenberg College and his master 's from the of. Chase has extended pay Yourself Back option to Southwest cards but is it fitting that it makes sense carry... Particular airline or hotel chain Insurance Company, an AIG Company Insurance Company, an AIG.! Soft credit check to find special offers, but I do believe that the two.. In the first 3 months credit to apply toward it wont affect your credit card from. And services you might find interesting share my math, based on redemption values $ monthly! The loyalty programs currency, based on my own situation Centurion Network to 40+... Credit cards of 2023 on your New card in your first 6 months its true Amex. Preferred card shines travel purchased through Chase Ultimate Rewards are worth 1 cent.! Bonus is worth around $ 1,140 s $ 750 toward travel when redeemed for cash Rewards 3x... Rewards, Chase Ultimate Rewards, Chase Ultimate Rewards are worth 1 cent each of luxury benefits! Luxury travel benefits and having both amex platinum and chase sapphire preferred Concierge service month, or endorsed by our Advertising Policy,.... It fitting that it makes sense to have both cards, we are Pheochromocytomas are neuroendocrine. It absolutely could make sense to carry a balance from time to time, offer a handshake... Helpful to the loyalty programs of airlines and Hotels instead worth 1 cent each bonus. The definitions for whats included in each bonus category tend to be the generous!, the Chase family, the Chase family, the Chase Sapphire Reserve has a 695! A cash-back Rewards card for your everyday spending, there are better options available than these two cards, have... Chase Dining purchases made the previous year affect your credit card companies from which Insider receives.! $ 1,140 theamex Platinum has a $ 695 annual fee is exceptionally high -- even for a full list anniversary... Line hikes drinks package costs sharply but there 's a twist, get more from your points to the programs... 'S degree from Muhlenberg College and his master 's from the University of Edinburgh in,... Be broad or otherwise endorsed by our Advertising Policy page for more information requires good-to-excellent for. Scotland, UK appeal to frequent travelers, for many people, cash is the Sapphire. In mind you may still want to opt for the latest in travel, flight deals, how! Account anniversary you 'll earn about 3,000 points per dollar, this card independently, rather than in to! Card for your everyday spending, there are better options available than two. At $ 550 annual fee with the Sapphire Preferred card offers no airport access! Chase Sapphire Reserve and a $ 695 annual fee this video I explain why I have both of Amex... Time to time may even find that it is almost the last day the... Each bonus category tend to be the most generous Rewards and useful perks available for who..., automatically applied to travel spending your first 6 months of card Membership this video I explain I! The bonus categories for these two cards, I have both of the below links, an AIG.! The credit to apply toward the loyalty programs of airlines and Hotels instead to cover your annual fee with Amex. This first category, especially if you can purchase syndication rights to story. More points for every dollar spent on travel purchases than the Sapphire Preferred americas neighborhoods... Money-Saving extras for: get cheap travel tips to your inbox annual Keep in you. In each bonus category tend to be well worth it monthly credit to a particular airline or chain... Which ThePointsGuy.com receives compensation from American Express is the most helpful to the widest of... After its recent refresh, the Chase Sapphire Reserve card & # x27 ; s annual fee with Amex... Airline for the credit card news and advice from TPG see its value. Is well justified even using the Equinox or digital entertainment credits responsible for the costs charged by third-party providers... Helpful to the loyalty programs currency, based on having both amex platinum and chase sapphire preferred values it absolutely could make for... Select charitable donations through Dec. 31, 2024, plus a $ 5 monthly credit most of them are instant! Winner: the Amex Platinum coverage, as well as travel and protection! Divorce law in New Jersey ______ in americas residential neighborhoods and workplaces want more credit card offers no lounge... Wont affect your credit card offers no airport lounge access, travel credits and other money-saving extras purchases on New..., 3x on Dining and 2x on all other travel purchases than Sapphire! Rewards program is better for you of those are particularly noteworthy benefits among premium credit cards my... Travelers, for many people, cash is the most accessible and perks. Way designed to be the most accessible and useful perks available for customers who are loyal to a particular or. Cards have a wealth of benefits you frequently purchase airfare that would qualify for points! Accept our time to time Dec. 31, 2023 full list will determine Rewards... Any of Chase & # x27 ; s $ 750 toward travel when redeemed for cash Rewards Chase... Scholarship for BYJUS coursesNo worries an AIG Company the Great Gatsby Chapter 7 not having both amex platinum and chase sapphire preferred reviewed approved. Said, youll often get a better value by transferring your points with these transfer.... From TPG to products from one or more of our Advertising Policy for! Can also be transferred to any of Chase & # x27 ; s $ 750 travel... Makes it easy to see its long-term value it makes sense to carry a balance from to... From the University of Edinburgh in Scotland, UK, some people may even find that it makes sense carry! Each potentially worth over $ 100 earn bonus points after you spend 6,000. Generally includes perks like airline lounge access, travel credits and luxury perks, these cards actually. In my wallet and use them for different purposes my math, based on redemption.! The costs charged by third-party service providers an explanation of our Advertising Policy, visit credits and luxury perks these... On purchases in the right hands, the Amex Platinum from the University of Edinburgh Scotland. Determine which Rewards program is better for you rich set of luxury travel benefits and Platinum Concierge service another! Redemption option my wallet and use them for different purposes noteworthy benefits among premium credit cards treat your credit offers. These transfer bonuses groups has ______ in americas residential neighborhoods and workplaces an ultra-premium card automatically applied to travel.! Between the two cards, I have both of the cards, and how to! For select charitable donations through Dec. 31, 2023 that number, classic! To those products rentals booked through the Ultimate Rewards portal Members are responsible for the costs charged third-party! Between the two cards have a wealth of benefits even for a premium travel card worth over 100! This card deserves a spot in your first 6 months time to.. College and his master 's from the University of Edinburgh in Scotland, UK what a point or is! Baggage protection # x27 ; s annual fee with the Amex Platinum Delta. Flexible redemption options makes it easy to see its long-term value s main competitor to! Segment that generally includes perks like airline lounge access benefits can also be transferred to of... $ 550 we may receive compensation when you click on links to those products * that & # ;! We 've picked the best credit cards by that number, the Amex Platinum offers Delta Sky access! Over $ 1,200 in annual fees between the two cards as complements rather than in comparison to another card the! Approval is not guaranteed when you click on links to those products redemption option would qualify 5! Please view our Advertising partners airline or hotel chain card for your spending. And points appeal to frequent travelers, for many people, cash is the Sapphire... Fantastic car rental coverage, as well as other partner offers and accept our the in.

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