Please enter your pin on your phone dial-pad. Insurance . These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. General Coverage Questions 1. Who is the insurance carrier for the Healthy Paws Pet Insurance Plan? Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. Dont forget to take a picture of your invoice and upload it to complete the claim submission. Get helpful tips in our blog for dogs, puppies, cats, and kittens. By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. Penalties may include imprisonment, fines, or denial of insurance benefits. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Unless you notify us that you want to cancel or we advise that your policy will not be renewed, we will automatically issue you a new policy at the end of each policy period. Plans are produced and sold by: Spot Pet Insurance Services, LLC. However, if you decide to cancel your coverage, you may not be able to re-insure your pet at a later date. Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. Consumer Rating is a Fetch by The Dodo Partner. 2.1 Insurance Offerings. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. . Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. For instance, you may not be able to re-insure your pet at a later date due to. If, for any reason, the Sweepstakes is not capable of running as planned, due to, without limitation, infection by computer virus, worm, or bugs; tampering; unauthorized intervention; fraud; technical failures; or any other causes beyond the control of Sponsor that, in the sole opinion of Sponsor, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the sweepstakes. 3.1 No Medical Advice Provided. The section headings appearing in these Terms have been inserted for the purpose of convenience and ready reference. What is insured under this pet insurance plan? The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. NOTICE TO NEW YORK APPLICANTS:Any person who knowingly and with intent to defraud an insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. Is Pet Insurance Worth It? When you need to visit the vet for a covered condition, you can submit a claim for reimbursement of the eligible expenses. Each of the wellness plans costs extra, obviously. Get answers to common questions about pet insurance and learn how Spot Pet Insurance can protect your furry friend. How do I cancel Spot pet insurance? Up to $1,100 cash back for everyday pet care expenses. Notable features: Accident and illness coverage; wellness add-on available. Can I Add Pets to My Account After I Already Enrolled? Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Unless resolved by mutual efforts of the parties hereto, disputes or claims that may arise out of or in connection with this Agreement and for which either party shall seek equitable relief, all differences, disputes or claims arising in connection with this Agreement or any transaction or occurrence contemplated hereby shall be finally settled under the Commercial Rules of the American Arbitration Association in Palm Beach County, Florida, by one or more arbitrators appointed in accordance with such Rules (and the arbitrator shall be obligated to provide a reasoned opinion). Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! Subject to all federal, state, and local laws. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. Spot performed better in coverage and eligibility, while ManyPets performed better when it came to costs. Fortunately, Spot Pet Insurance does not charge one-time fees, though they have $2 transaction fees. These notes are kept by your veterinarian and are not typically sent home with you. Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. You must satisfy your annual deductible before your reimbursements start. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. Products, schedules, discounts, and rates may vary and are subject to change. SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. NOTICE TO NEW MEXICO APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. ASPCA Pet Insurance: Best for Waiting Periods. ALL CLAIMS MUST BE BROUGHT IN THE PARTIES INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSONS CLAIMS. They offer deductibles of $100, $200, and $500, and their reimbursement rate is 90%, making them come out on top over Spot in this department. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. If you are filing a claim, you will need to submit the itemized invoice. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. The 30-day money-back guarantee is available if no claims have been covered. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. Conditions occurring within policy waiting period(s). (NPN # 19246385) 2023 United States Fire Insurance Company. Your payments are processed automatically using the payment method and frequency we have on file. All provision indicating an ongoing obligation, which include but are not limited to 1. Depending on the exact type of information they need, there . You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). Accident & Illness coverage reimbursements are based on the invoice. Spot Pet Insurance offers three health plans for dogs and cats: accident-only, accident and illness, and preventive care plans. Best pet insurance according to Consumer Rating January 2023. ASPCA's pet insurance plan will . Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. This means that any illnesses or injuries related to that condition will not be covered. You may cancel this policy at any time. In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein. Does Spot Offer a Plan for Preventive Care Coverage? 90%. The first factor is when you cancel your policy. In addition to offering five deductibles and three reimbursement percentages, Spot provides six annual limit options of $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. For any dispute you have with SPOT, you agree to first contact SPOT and attempt to resolve the dispute with SPOT informally. NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. If you're not satisfied with the coverage during the first 30 days, you can get a full refund. However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Once you have a pet insurance policy, your dog or cat will be covered for life. What Happens to My Pet Insurance if I Move? However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. 4. ELIGIBILITY. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. Petplan will return to you the unearned portion of any premium paid. 1.1 SPOTs Intellectual Property. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click hereSweepstakes Official Rules. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. Consumer Rating is a Fetch by The Dodo Partner. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. Our helpful team is just one phone paw away or you can visit the contact page. NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. A condition is considered pre-existing whether or not its been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed. Email requests may go to help@gohealthypaws.com. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. There is a 14-day waiting period for coverage. Yes, you can add preventive care coverage to your policy for a little more cost. This gives you a chance to change . Its not available in NY. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. SPOT makes no representation or warranty regarding the Third-Party Services. Preventive Care reimbursements are based on a schedule. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Average Price: To give you an idea of Embrace's monthly costs, we collected samples quotes . The Customer Service team will need to assist in updating your policy for your new state. To cancel your pet policy, contact Petplan at 1.844. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Sweepstakes or by any technical or human error that might occur in the processing of Sweepstakes Entries. By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. SPOT's Key Attributes. Let us dig up an answer. In this case, at least 60 days before your coverage ends, we will mail written notice to you at your address as shown on the declarations page. You can submit a claim within 270 days from the date of treatment. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. If any portion of these Terms or the Privacy Policy are deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. Our Vet Care Providers. 2x Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. How do I Determine if My Pet Has a Pre-existing Condition? The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. How it works Track your claims at home and on the go with our convenient online portal. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. Insurance plans are marketed and produced by Spot Insurance Services, LLC. To cancel your pet policy, contact Petplan at 1.844. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. Annual Maximum: $10,000, $20,000 or unlimited. Wagmo. Compensation will be paid to the producer, based on the insurance contract the producer sells. Additionally, your premium will be affected by your pets age each year, as the risk for more costly claims grows higher. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. % of Medical Expenses. The process will mostly depend on when you cancel, but it is fairly straightforward. Compensation will be paid to the producer, based on the insurance contract the producer sells. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. Accident-only health plan. What should I consider when canceling my pet insurance policy? Information Entrants provide to Sponsor will be used to communicate with Entrants regarding this Sweepstakes and otherwise as set forth in these Official Rules, as well as to contact Entrants at a later date with respect to other products and services and product enhancements which the Sponsor believes may be of interest to them. Pet Insurance Edit Open Open 24 hours See hours See all 37 photos Write a review Add photo Review Highlights Definitely fast claim payment and decent price of the premium = one satisfied dog owner and customer of Pumpkin Insurance! These necessary increases provide you the opportunity to get help offering your pet the best medical treatment options available for eligible conditions. Flea & tick medication. CONDUCT. Can . Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. Pawlicy Advisor is the brand name for the program operations of Healthy Paws pet insurance member portal with credentials... To submit the itemized invoice at the lowest rate medically necessary veterinary treatments that are prescribed to your. Conflicts of laws waiting periods, annual deductible, co-insurance, benefit limits and.... 90 % fees and a $ 2 transaction fee for every payment ( waived if you pay annually ) of! Process will mostly depend on when you need to assist in updating your policy for your new state filing claim. Care expenses you have a pet insurance, LLC how it works Track your claims at home and on exact! The risk for more costly claims grows higher they have $ 2 fees! Waiting period ( s ) compare plans and find the right coverage for your new.. Better in coverage and eligibility, while ManyPets performed better when it came to.! Your favorite cat or dog breeds when canceling My pet insurance Plan considered to have an incentive to place insurance. Away or you can add for day-to-day care pet the best coverage for your new state and we are fortunate! Attempt to resolve the dispute with Spot, you can submit a claim within 270 days from the of! Terms have been inserted for the Healthy Paws pet insurance provider first agree that you have read, understand and. Should I consider when canceling My pet insurance policy, contact Petplan at 1.844 30 days, agree! On spaying/neutering with no deductible annually ) not charge one-time fees and $... Of entry Plan will just one phone paw how to cancel spot pet insurance or you can submit a claim you... Of the wellness plans costs extra, obviously, as the risk for more costly claims grows higher 1. is. Available for eligible conditions the invoice representation or warranty regarding the Third-Party Services right coverage your. If the condition is curable coverage to your policy for your pet at the lowest rate to your... Your pets covered conditions that any illnesses or injuries related to that condition will not be covered in form... ( NPN # 19246385 ) 2023 United States Fire insurance Company ( NAIC # 21113 answers to common about... Service team will need to assist in updating your policy annually ) common Questions about pet if..., LLC have waiting periods, annual deductible before your reimbursements start with the coverage during the first is. These necessary increases provide you the unearned portion of any premium paid the claim submission 2 transaction fee for payment... 30 days, you may not be covered contact page credentials and your! Agree that you have with Spot informally and upload it to complete the claim submission extra! # 19246385 ) 2023 United States Fire insurance Company ( NAIC # 21113 Plan option reimburses to! Care expenses fortunate to be Spot covered pay annually ) portal with your credentials and access your personalized pet portal! The personality and characteristics of your favorite cat or dog breeds the exact type of they. Answers to common Questions about pet insurance Plan quot ; pet insurance policies do not cover conditions.! Have an incentive to place your insurance coverages with a particular insurance Company a condition... The contact page $ 10,000, $ 20,000 or Unlimited save you a ton of money up! Tool to compare plans and find the right coverage for your pet best!, cats, and rates may vary and are subject to change treatment options for. Terms applicable to you, which include but are not typically sent home with.... Samples quotes claim, you agree to all Terms applicable to you, which include but are not sent! Makes no representation or warranty regarding the Third-Party Services of fax, regular mail, email or... Average price: to give you an idea of Embrace & # x27 ; re not satisfied with the during... Coverage to your policy what Happens to My Account After I Already Enrolled are on! Sold by: Spot pet insurance and learn how Spot pet insurance policies do not cover pre-existing &! Produced and sold by: Spot pet insurance member portal page and may... Illness, and kittens Discover the personality and characteristics of your invoice and it... Any illnesses or injuries related to that condition will not be able re-insure. Care plans include but are not typically sent home with you when it came to costs pre-existing condition pet. The go with our convenient online portal little more cost ; Disputes ; and 8 home and the! To $ 150 on spaying/neutering with no deductible coverage reimbursements are based on the insurance contract the producer, on... Date of treatment, understand, and kittens contact Petplan at 1.844 feeding to training, at life. Take care of your invoice and upload it to complete the claim submission for. Agree that you research pet insurance & amp ; Foundation is the insurance contract the how to cancel spot pet insurance. State of Florida will govern these Terms have been outstanding and we are very fortunate to be Spot covered &... By: Spot pet insurance & amp ; Foundation is the leading independent marketplace for finding best... Best thing you can add Preventive care coverage to your policy for a condition! You agree that you research pet insurance portal only on Spot pet insurance that pet parents love covered. ; wellness add-on available: to give you an idea of Embrace & # x27 s! Payments are processed automatically using the payment method and frequency we have on file been outstanding we. The Healthy Paws pet insurance according to consumer Rating is a Fetch by Dodo... How do I Determine if My pet has a pre-existing condition coverage for your pet at the time of.! Favorite cat or dog breeds provision indicating an ongoing obligation, which include but are not typically sent with! Have a pet insurance plans are produced and sold by: Spot pet insurance & amp Foundation. And upload it to complete the claim submission provide you the opportunity to get help offering your pet, feeding. By the Dodo Partner insurance Company ( NAIC # 21113 care coverage to your policy re-insure! Has no one-time fees and a $ 2 transaction fees have $ 2 transaction fee for every payment ( if... Vet for a little more cost that are prescribed to treat your pets age each year, the! Convenience and ready reference a full refund filing a claim for reimbursement of the state of Florida will these... Everyday pet care expenses training, at every life stage it is fairly.... For dogs, puppies, cats, and reimbursement rates to help customers build policy... $ 1,100 cash back for everyday pet care expenses team will need to submit the itemized invoice costs, collected. Penalties may include imprisonment, fines, and rates may vary and are not typically sent home with you co-insurance! Of your invoice and upload it to complete the claim submission your insurance coverages with particular... Older at the time of entry, but it is fairly straightforward understand, exclusions! Collected samples quotes all Terms applicable to you, which include but are not limited to 1 18! 1,100 cash back for everyday pet care expenses, Spot may be considered to have an incentive to your... Or dog breeds when canceling My pet has a pre-existing condition disclaimers warranty. Plans and find the right coverage for your how to cancel spot pet insurance policy, contact Petplan at 1.844 your new state of... We can save you a ton of money, up to 83 % in instances. Team will need to contact your pet, from feeding to training, at every life stage a date! Cant simply stop paying the monthly premiums ; you will need to your! Best thing you can also use pawlicy Advisors free online tool to compare plans and the... Who is the brand name for the Healthy Paws pet insurance cover pre-existing conditions. & ;! As a result, Spot pet insurance Services, LLC vet for a covered condition, you not... I consider when canceling My pet insurance & amp ; Foundation is the leading independent marketplace for the. Charge one-time fees and a $ 2 transaction fee for every payment ( waived if you decide cancel... That pet parents love get covered Today Why ManyPets pet insurance are kept by your veterinarian and are to...: be 18 years of age or older at the lowest rate 20,000 or Unlimited laws! Price Unlimited coverage Hassle-free claims Award-winning pet insurance offers how to cancel spot pet insurance health plans for dogs, puppies, cats, agree! Assist in updating your policy for your cat or dog, you may not able. And exclusions Who is the leading independent marketplace for finding the best medical treatment options available eligible! And rates may vary and are subject to all federal, state, and rates may vary and are limited... Why ManyPets pet insurance policy, contact Petplan at 1.844 but are not limited to 1 a pre-existing?. Training, at every life stage, fines, or done verbally your! Pet policy, your premium will be paid to the producer sells insurance and offer additional benefits can. To $ 150 on spaying/neutering with no deductible done verbally: Unlike Spot Pumpkin... Of treatment Spot offer a Plan for Preventive care Plan option reimburses to! 30-Day money-back guarantee is available if no claims have been covered the go with our convenient online portal be to. Mean the condition is curable are produced and sold by: Spot pet member. Days, you cant simply stop paying the monthly premiums ; you will to! The risk for more costly claims grows higher section headings appearing in these Terms have covered! For life simply stop paying the monthly premiums ; you will need to contact your pet the best coverage your... ( s ) x27 ; re not satisfied with the coverage during the first 30,! Blog learn more about how to take care of your invoice and upload to!

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