Get cash when you need it. Most Visa Platinum cards require a credit score in the 600s. These services are provided by third-party companies and not by the issuers themselves, so the responsiveness and quality of the results can vary. Most Visa Platinum cards require a credit score in the 600s. The RBC Visa Platinum Avion ($120 annual fee) lets you earn 1 RBC Rewards. Contact: 800-953-7392. Members are also eligible for preferred seating for select cultural and sporting events when paying with the Amex Gold card. I'd say the overlap of information, advice and recommendations I received from all three was far better than any one service on its own. Amex Platinum's $15 monthly Uber Cash credit, Dining out, taking out and ordering in: These are the best cards for foodies, entry requirements for vaccinated travelers, Do Not Sell or Share My Personal Information, Get 5X Membership Rewards points on flights and prepaid hotels on amextravel.com, Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. All credit bureaus in India offer a credit score between 300-900, 900 being the highest. Add that to the 10 types of purchase and travel insurance that are included, and this card is definitely worth considering. Amex sourced its information from the travel website Frommers, which emphasized that public transportation is the best option in Athens -- especially the Metro, since buses can get stuck in rush hour traffic. These points can be redeemed for travel through UBS's own portal. If youre looking for a business card that earns high cashback rates, you may want to compare the Scotiabank Passport Visa Infinite and the Gold American Express. The welcome bonus consists of 50,000 American Airlines points when you spend $2,500 in the first three months. Alaska Airlines Visa Signature Credit Card Full Review [2023], Credit One Bank Platinum X5 Visa - Review [2023], Amazon Rewards Visa Signature Credit Card - Full Review [2023], The Amex EveryDay Credit Card Full Review [2023]. When you are issued an American Express card, you will only deal with American Express. Meanwhile, Visa Infinite Concierge merely provided a brief sentence or two about each Alliant Cashback Visa Signature Credit Card. Highly flexible, transferable, and with a slew of non-travel related rewards, the RBC Avion Visa Infinite offers a lot to those looking for a travel-centric points program. And theres no cap to the number of AAdvantage miles you can earn. You probably factor in a number of things when picking your next credit card,including the cards travel rewards, cash-back potential, interest rates, and more. However, the biggest budget items like groceries, gas and travel (hotels, etc) are at 1.5 points for the TD Aeroplan Visa Infinite Privilege* Credit Card. Rewards points are distributed as follows: Youll also get the option to enroll in Priority Pass Select, which gives you access to over 1200 airport lounges in over 130 countries. No Foreign Transaction Fees. I cover all of this and more in this Reflex Mastercard review. The information for the Citi Prestige has been collected independently by The Points Guy. You might be able to qualify for some with a score in the very high 500s. Performing arts (dance, film, music and opera). Other benefits include access to charter services, room upgrades, premium car rentals, and 24/7 access to Luxury Card Concierge, a concierge service dedicated to taking your travel experience to the next level. Load personalized offers for great brands before you shop to get cash savings or to earn bonus points faster. It's free. For example, if youre hoping to use your points to get a flight on AerLingus, youd want to go with a card that can get you Amex Membership Rewards or Chase Ultimate Rewards. Related: Dining out, taking out and ordering in: These are the best cards for foodies. If youre looking for a business card that earns high cashback rates, you may want to compare the Scotiabank Passport Visa Infinite and the Gold American Express. Offers. 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurant and flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 50,000 point welcome bonus when you spend $4,500 in the first 90 days, 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center, 3x points on all other travel purchases, 60,000 Membership Rewards Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months, 4x on dining at restaurants, US grocery stores (up to $25,000 in purchases annually), 3X on flights booked directly with the airline or with Amex travel, and 1x points on other eligible purchases, 60,000 points if you make $4,000 in purchases during the first three months, 3x points at restaurants, gas stations, air travel and hotels, and supermarkets, 1x points on all other purchases, 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel, unlimited 2x miles on every purchase, every day, $99 annual fee, waived for the first 12 months, 50,000 American Airlines points if you spend $2,500 in the first three months, 2X AAdvantage miles on purchases at gas stations, restaurants, and eligible American Airlines purchase, 1X on all other purchases, Up to $100 Global Entry credit every four years and/or $85 TSA Precheck entry credit every 4.5 years, 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S. on up to $25,000 in combined purchases in the first six months, $200 hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, requires a minimum two-night stay, Up to $300 back per calendar year on Equinox+ digital fitness app or eligible Equinox club memberships when you pay with your card, Up to $200 in Uber Cash: $15 per month on rides or UberEats, and a $20 bonus in December (U.S. rides only), Up to $100 in annual statement credits for purchases Saks Fifth Avenue or saks.com when you use your Amex Platinum card, $240 Digital Entertainment Credit ($20 per month) when you pay for select digital memberships, 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurants, including takeout and delivery, 3x points on flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 4x points on dining at restaurants, including takeout and delivery, 4x points at grocery stores in the U.S., for up to $25,000 in purchases each year, 3x points on flights booked directly with the airline or with Amex travel. Thats better than American Express. With Visa Infinite Privilege, you can enjoy Global Airport Lounge Access with 6 complimentary passes, and other great benefits at select airports in Canada. Here's the info I received: Surprisingly enough, Citi Concierge did not acknowledge my transportation request question -- which is even more unfortunate since the service took the longest to respond to my request. The card awards 3x points for commercial air travel, 2x points for gas and groceries, and 1 point for all other eligible purchases. Which is Better Visa Platinum or Visa Infinite? All this with a first-year annual fee rebate! For Visa Infinite Privilege, the income requirements are $200,000 for either personal or household, at least double the Visa Infinite requirements. The one area where the Black Card wins is in luxury extras such as the concierge service it offers. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. All three concierge services provided excellent restaurant recommendations with all the necessary information (address, hours, phone number and type of cuisine). What are the must-sees or must-do's to make sure I get the most out of my 12 hours? In this Indigo Platinum Mastercard review, I cover the card's features, including the positives and negatives, and share some Indigo Mastercard alternatives. Youll get a $100 annual credit on any single hotel stay costing $500 or more when paid for with your Citi Premier card. We take your comments very seriously as they really help us to improve the site. While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card. The Altitude Reserve card also offers cardmembers 24/7 service to the Visa Infinite Concierge, and you wont pay any foreign transaction fees when you use your card abroad. UBS Visa Infinite Chase Sapphire Reserve Amex Platinum Card; Verdict: Once the $200 travel credit is taken into account, the Platinum Cards price point is more favourable. Visit www.rbc.com/rewardsapp today. AMEX Plat's PP Select gets you unlimited visits, but guests are $29. 10X on hotels and rental cards booked through Chase Ultimate Rewards and 5X points on flights booked through Chase Ultimate Rewards, 3X on travel and dining, 1X on everything else. To find out, I've compared the two credit card giants using five criteria. They took it a step further and provided a quick blurb about the cuisine, if a restaurant was card-only, its atmosphere and more. The Platinum card gets you double the welcome points for less than twice the annual fee, however. See the Amex website for details. The Visa Platinum is the second tier of the four Visa credit card types. It seems likely that a huge reason for this increase is due to the fees between the networks becoming closer aligned. Let's start with the options that Platinum Card Concierge provided. But which is the better of the two? However, this is incorrect since the Uber credit can't be used abroad. 6. The Mastercard Black card has an annual fee of $495. The "up to" is key here. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Meanwhile, Visa Infinite Concierge merely provided a brief sentence or two about each How does this compare to the American Express Platinum card? The Global Lounge Collection membership gives you access to over 1,300 lounges in over 500 airports, and 140 countries around the world. That being said, the sign-up bonus, lack of income requirement, and ability to get up to a 3% return on your rewards can make this $120 annual fee worth it for some. Additional visits are $27. A payment network processes transactions, meaning it transfers funds from the card issuer to the merchant. Box 323 They even gave us a heads-up that one of the restaurants gets booked up quickly, so reservations are recommended. WebScotiabank Gold American Express. We can create a custom cross-platform; web-based one build for every device solution. Does refinancing lower your house payment? And youll earn 2x AAdvantage miles for every eligible American Airlines purchase. Outstanding design services at affordable price without compromising on quality, Helps You to establish a market presence, or to enhance an existing market position, by providing a cheaper and more efficient ecommerce website, Our quality-driven web development approach arrange for all the practices at the time of design & development, Leverage the power of open source software's with our expertise. Plus, RBC Rewards points don't expire1, so you can use your points where and when it's right for you. Heavy travelers, however, will likely prefer the Platinum card. After that, she knew that she was destined to travel as much as possible. Other bonus point options may apply when purchasing through Chase Ultimate Rewards as well. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. If you want a wider selection of cards to choose from, youd be better off picking a card in the Mastercard or Visa network. What is the easiest Amex to get approved for? 2. $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review. How Do You Choose Between American Express, Visa & Mastercard? Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. But if you're the type of traveler that gets overwhelmed by options, Citi Concierge also narrowed it down nicely to two restaurants that sound decadent. Youll also get a $300 annual travel credit and $120 in partner benefits, which rotate often and include Peloton as of this writing. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. Get cash when you need it. Can Australian creditors chase me abroad? The UBS Visa Infinite Credit Card * offers a solid but lesser-known premium travel rewards card. Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. The Chase Sapphire Reserve has an annual fee of $550 and is probably the Platinum cards closest competitor. There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. Opinions, reviews, analyses & recommendations are the author's alone and have not been reviewed, endorsed or approved by any of these entities. Having the ability to choose travel or financial redemption options makes the RBC Avion Visa Infinite Card a great asset; however, Aeroplan points are worth more. All other purchases will get 1x AAdvantage miles for every $1 spent. For example, American Express is the only network that offers Delta and Hilton cards. Offers. But it comes with cell phone insurance, a minor perk. While this is great for simple requests like restaurant reservations, I wanted to speak to a human for a more complicated request. Visa and Mastercard are accepted at roughly the same number of retailers domestically (99% for both) and internationally (210+ countries and territories for Visa vs. 200+ for Mastercard). And the card gives you reimbursement of up to $100 every four years for your TSA precheck or Global Entry fees. There is a chance that I could receive a follow-up email from them in the near future. See our Advertiser Disclosurefor more details. U.S. Bank Altitude Reserve Visa Infinite Card, 8. Each of these three concierge services offered something that the others did not, so if you hold multiple premium credit cards and have access to multiple concierge services, I'd encourage you to utilize them all (provided you have ample time to do so). We may be compensated when you click on links from one or more of our advertising partners. "Visa Infinite" is a package of superpremium benefits available on certain cards that carry the Visa label. 1X points for each dollar you spend on eligible purchases. Thats better than American Express. You might be able to qualify for some with a score in the very high 500s. Theres just not as wide a selection of cards issued by American Express compared to the number of cards that hold the Visa or Mastercard logo. 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